Talk to a homeownership advisor
before you take the first step.
Schedule a free consultation and get a personalized plan based on your credit, income, savings, and goals. We'll tell you exactly what assistance you qualify for — then help you register for the right class at the right time.
30 min
free consultation with a
HUD-approved counselor
Years guiding homebuyers
Buyers supported each year
Average assistance received
Foreclosure rate
Why start with a consultation?
The class is powerful — but a quick conversation first makes sure you get the most from it. We'll answer your questions, review your situation, and build your plan.
Get a plan tailored to you
No generic advice. We'll review your credit, income, debt, savings, and goals — then tell you the exact steps and assistance programs that fit your situation.
Know what money you can access
Most buyers miss grants and forgivable loans simply because they don't know they exist. We'll identify the ones you qualify for before you spend a dime.
Register for the right class
Not every program requires the same certificate or timing. We'll point you to the class that matches your lender, your timeline, and your assistance program.
See how a consultation gets you ready
Anthony Hudson, one of our homeownership experts, will walk you through what to expect in your free 30-minute consultation — and how it helps you understand your options, access down payment assistance, and move toward closing day with confidence.
Your path to the keys
Start with a conversation. We'll guide you through every step after that.
- 01
Schedule your free consultation
Pick a time that works for you. In a 30-minute call, a HUD-approved counselor will learn about your goals, your finances, and your timeline — no pressure, no obligation.
- 02
Get your personalized action plan
We'll tell you where you stand today and what to do next:
- Which down payment assistance programs you may qualify for
- What credit or savings steps to take before applying
- Whether you need the class now or later
- How to connect with trusted lenders when you're ready
- 03
Register for the class and move forward
When you're ready, we'll help you register for the right homebuyer education class. After the class, a $59 administrative fee covers your credit report, budget, mortgage-ready package, and ongoing counseling support.
Already pre-approved? We'll help you get the certificate your lender or assistance program requires — often on an expedited timeline.
Find out what you qualify for in one call
Grants and forgivable loans exist in nearly every community — but they're easy to miss and most require a certificate from a HUD-approved agency. Our members receive an average of $25,000 in assistance.
- Help with your down payment and closing costs
- Programs matched to your income, job, and zip code
- Guidance on which ones you actually qualify for
- Support with the paperwork, start to finish
Real people. Real keys.
Thousands of families started exactly where you are right now.
"I thought I was years away. The consultation showed me I was three months away — and the assistance covered almost all of my down payment."
Nia R.
First-time homeowner
"The class answered questions I didn't even know I had. I left with a certificate, a real budget, and a clear path to my first home."
Robin D.
First-time homeowner
"I went from Section 8 to owning my own home. If I can do this, anyone reading this can do it too."
Keith B.
Homeowner at 66
Meet your HUD-approved advisors
Our counselors are here to listen, guide, and build a plan that fits your life.
Alfreda Williams
Director of Homeownership & HUD-Approved Advisor
Alfreda helps first-time buyers understand their credit, budget, and assistance options so they can walk into the homebuying process with confidence.
Denise Johnson
HUD-Approved Homeownership Advisor
A former loan officer, Denise specializes in connecting families with down payment assistance programs and creating step-by-step plans that match each buyer's timeline.
Patti Guerrero
HUD-Approved Homeownership Advisor
Patti builds a personalized plan for every client — mapping out the right class, lender introductions, and closing-day readiness steps based on your unique goals.
Your first step is a conversation
Book a free consultation and leave with a clear plan — including which class to take, what assistance you qualify for, and what to do next.